Superannuation

 

Would you like to take control of your super and use it as a long-term tax effective wealth creation tool?

We offer an extensive range of superannuation options through leading providers such as Colonial FirstState, BT, Perpetual, Macquarie, MLC, AXA, ING, AMP and many others. We will tailor a superannuation plan to suit your goals and your risk profile and review it from time to time to make sure you stay on track to achieving your financial goals.

 

Secure Retirement
Australians are lucky to benefit from a social security safety net that includes the age pension, however the age pension alone can only provide a very basic standard of living. Superannuation, thanks to its preferential taxation treatment, provides an ideal long-term wealth creation vehicle to secure a comfortable retirement.

 

Superannuation Strategies
There are a number of superannuation strategies which can assist in boosting your retirement nest egg. One of them is salary sacrifice, where part of your salary is taken in additional superannuation contributions rather than in cash. This can result in significant tax savings which help accelerate the accumulation of your retirement nest egg.

 

Other strategies can be implemented to take advantage of Government initiatives such as co-contributions, tax offsets and income splitting. Depending on your financial situation these strategies may be utilized to help provide for a secure future.

 

Investment Strategies
It is essential that your superannuation fund employs an investment strategy that suits your risk profile, financial situation and personal circumstances. Superannuatiuon can be used to diversify your investments into asset classes such as Australian shares, international shares, property, fixed interest and cash.

 

Financial Planning advice is provided by Or Giladi& Veronian
Pty Ltd (trading as Shine Financial Solutions) as authorised representatives
of Synchronised Business Services Pty Ltd ABN 33 007 207 650 -
Life Insurance Broker – Australian Financial Services Licence
No. 243313. Po Box 438, North Melbourne Vic 3051